Do I Need an Insurance Broker?
Answer 3 quick questions and we'll help you find the right broker
Free to SearchCompiled from Public RecordsNo Spam
Question 1 of 3
What kind of insurance do you need?
Types of Insurance Coverage
🏠Home & Auto InsurancePersonal home, auto, condo, tenant, and property coverage❤️Life InsuranceTerm life, whole life, universal life, critical illness🏥Health & Dental InsuranceExtended health, dental, vision, prescription coverage💎Specialty InsuranceBoat, RV, collector car, jewelry, high-value items📋General Insurance BrokerFull-service insurance brokerage for all coverage types
🇨🇦 Canada(13 regions)
🇺🇸 United States(21 regions)
🇬🇧 United Kingdom(187 regions)
Aberdeen City10Aberdeenshire7Angus3Antrim and Newtownabbey8Ards and North Down12Argyll and Bute4Armagh City, Banbridge and Craigavon14Barnsley15Bath and North East Somerset13Bedford47Belfast57Birmingham134Blackburn with Darwen12Blackpool9Blaenau Gwent4Bolton32Bournemouth, Christchurch and Poole72Bracknell Forest7Bradford41Bridgend15Brighton and Hove53Bristol, City of64Buckinghamshire94Bury39Caerphilly18Calderdale24Cambridgeshire79Cardiff76Carmarthenshire25Causeway Coast and Glens3Central Bedfordshire27Ceredigion2Cheshire East69Cheshire West and Chester35City of Edinburgh38Clackmannanshire3Conwy6Cornwall28County Durham33Coventry46Cumberland6Darlington11Denbighshire8Derby35Derbyshire65Derry City and Strabane6Devon62Doncaster34Dorset50Dudley36Dumfries and Galloway4Dundee City11East Ayrshire6East Dunbartonshire5East Lothian13East Renfrewshire8East Riding of Yorkshire26East Sussex73Essex287Falkirk15Fermanagh and Omagh16Fife18Flintshire7Gateshead17Glasgow City83Gloucestershire101Greater London2,325Gwynedd5Halton10Hampshire178Hartlepool6Havering1Herefordshire, County of18Hertfordshire189Highland8Inverclyde3Isle of Anglesey3Isle of Wight8Kent221Kingston upon Hull, City of7Kirklees40Knowsley5Lancashire102Leeds144Leicester46Leicestershire90Lincolnshire55Lisburn and Castlereagh13Liverpool53Luton21Manchester92Medway32Merthyr Tydfil3Mid and East Antrim12Mid Ulster5Middlesbrough11Midlothian14Milton Keynes46Monmouthshire15Moray4Na h-Eileanan Siar3Neath Port Talbot9Newcastle upon Tyne24Newport25Newry, Mourne and Down7Norfolk114North Ayrshire9North East Lincolnshire7North Lanarkshire22North Lincolnshire13North Northamptonshire55North Somerset39North Tyneside13North Yorkshire72Northumberland21Nottingham31Nottinghamshire67Oldham21Orkney Islands1Oxfordshire60Pembrokeshire8Perth and Kinross11Peterborough33Plymouth24Portsmouth17Powys4Reading8Redcar and Cleveland9Renfrewshire17Rhondda Cynon Taf18Rochdale26Rotherham21Rutland4Salford38Sandwell18Scottish Borders4Sefton33Sheffield42Shropshire32Slough17Solihull35Somerset44South Ayrshire9South Gloucestershire38South Lanarkshire29South Tyneside3Southampton24Southend-on-Sea41St. Helens12Staffordshire101Stirling5Stockport49Stockton-on-Tees21Stoke-on-Trent21Suffolk87Sunderland17Surrey200Swansea35Swindon18Tameside18Tamworth1Telford and Wrekin9Thurrock13Torbay10Torfaen5Trafford43Vale of Glamorgan16Wakefield24Walsall17Warrington18Warwickshire69West Berkshire16West Dunbartonshire8West Lothian12West Northamptonshire71West Sussex87Westminster1Westmorland and Furness11Wigan23Wiltshire41Windsor and Maidenhead31Wirral27Wokingham25Wolverhampton21Worcestershire61Wrexham6York16
Frequently Asked Questions
What's the difference between an insurance broker and an agent?▾
A broker works for YOU — they shop multiple insurance companies to find the best coverage and price. An agent works for ONE insurance company and can only sell that company's products. Brokers can compare 10-20 insurers at once, saving you time and usually money.
Does an insurance broker cost more?▾
No — brokers are paid by the insurance companies through commissions, not by you. The price you pay for insurance is the same whether you go through a broker or directly to the insurer. But brokers often find better rates because they can compare multiple companies.
When should I use an insurance broker?▾
Use a broker when: you're buying a home, getting your first car insurance, starting a business, your renewal went up significantly, you've had claims and need help finding coverage, or you simply want someone to shop the market for you.
Can a broker help if I've been denied coverage?▾
Yes. Brokers have access to specialty markets and high-risk insurers that aren't available to the public. If you've been denied by one company — due to claims history, driving record, or property issues — a broker can often find coverage elsewhere.
How often should I review my insurance?▾
At least annually at renewal time. Also review whenever you: buy or sell a home, get a new vehicle, start a business, get married or divorced, have children, or make major purchases. Your broker should proactively reach out at renewal to review your coverage.