kripitz insurance agency, llc
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General Insurance Brokerpalm city, FL
Additional Information
Kripitz Insurance Agency provides employee benefit solutions and insurance services including health, dental, vision, life, and disability plans for businesses and individuals. The agency has been operating since the 1970s with over 90 years of combined experience among staff members.
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Established 1970s
Additional information extracted from the firm's public website. Last updated: August 10, 2026
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Frequently Asked Questions
What's the difference between an insurance broker and an agent?
A broker works for YOU — they shop multiple insurance companies to find the best coverage and price. An agent works for ONE insurance company and can only sell that company's products. Brokers can compare 10-20 insurers at once, saving you time and usually money.
Does an insurance broker cost more in palm city?
No — brokers are paid by the insurance companies through commissions, not by you. The price you pay for insurance is the same whether you go through a broker or directly to the insurer. But brokers often find better rates because they can compare multiple companies.
When should I use an insurance broker?
Use a broker when: you're buying a home, getting your first car insurance, starting a business, your renewal went up significantly, you've had claims and need help finding coverage, or you simply want someone to shop the market for you.
Can a broker help if I've been denied coverage?
Yes. Brokers have access to specialty markets and high-risk insurers that aren't available to the public. If you've been denied by one company — due to claims history, driving record, or property issues — a broker can often find coverage elsewhere.
How often should I review my insurance?
At least annually at renewal time. Also review whenever you: buy or sell a home, get a new vehicle, start a business, get married or divorced, have children, or make major purchases. Your broker should proactively reach out at renewal to review your coverage.